Published studies, market indices, and the academic history behind UFA's approach to local mortgage risk.
UFA's quarterly index tracking national default risk — and why sharp regional divergence means the national number tells only part of the story.
The peer-reviewed study decomposing the 2008 crisis into two forces — underwriting quality and economic conditions — and how each contributed independently to the collapse.
Dennis Capozza on the three decades of research — and one personal encounter with a 22% mortgage rate — that led to ForeScore.
