Research To access UFA Research, click the links below. Default Risk Index (Spring 2024) **Most recent index** The Race to the Bottom? Contagion in Mortgage Underwriting (Winter 2017) **Recent research** Excess Defaults, Social Norms and Spatial Contagion (Fall 2016) **Recent research** The UFA CORD: How Bad Did Underwriting Get? (Winter 2016) ForeScore Zip Heat Map: 1991-2016 (Spring 2016) **Video**
